Independent and Free
You are independent, and only need to worry about yourself.
You want to enjoy life, with peace of mind that you will be able to live life to the fullest, no matter what.
You want to enjoy life, with peace of mind that you will be able to live life to the fullest, no matter what.
Age: 20+
Individual income: $30 - $100k+
Children: no
Main financial responsibility: your own well-being, general lifestyle costs, a car and potentially a mortgage
Debt levels: low
Disposable income: low/mid
Main priorities: to enjoy life, maintain a certain lifestyle, to be independent
Level of price consciousness: you may still be building your income so the price of the insurance is a serious consideration.
Individual income: $30 - $100k+
Children: no
Main financial responsibility: your own well-being, general lifestyle costs, a car and potentially a mortgage
Debt levels: low
Disposable income: low/mid
Main priorities: to enjoy life, maintain a certain lifestyle, to be independent
Level of price consciousness: you may still be building your income so the price of the insurance is a serious consideration.
“I want to maintain my independence and not have to return home to my parents or depend on friends if I became ill or had an accident and couldn’t work.”
What personal insurance options would we recommend?
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Personal Life Insurance
Life insurance is the most important personal insurance option.
If you die or are diagnosed with a terminal illness that leaves you with less than 12 months to live, your family will receive a lump sum. Find out more |
Total & Permanent Disability Insurance
Total & Permanent Disability insurance gives you the peace of mind
that if you are unable to work due to disability, you will receive a lump sum payout. Find out more |
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Trauma Insurance
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Income Protection Insurance
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Trauma insurance (sometimes called Living Assurance or Critical Illness cover) pays out a one-time sum of money in the event of a life-altering sickness or stroke. This is designed to provide financial support during a recovery period.
Find out more Mortgage Protection Insurance
In the event that you are unable to work because of a serious injury or illness, this cover will pay your mortgage payments for you until you can return to work.
Find out more |
If you are unable to work due to illness or an accident, Income Protection insurance will ensure that you can still pay your living expenses.
Find out more Medical Insurance
Medical insurance means you can access the best of medical care when you need it most. Talk to us about what is right for you and your family.
Find out more |
For advice or help, talk to an experienced adviser
Arrange a consultation with one of our advisers. We will help you decide what is the right insurance for you and can discuss how much cover you will require. |
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