Family Protection: Funds may be provided to your family in the event of the death or disability of the primary breadwinners to assist with debt repayment and ongoing living and educational needs. Income Protection: In the event that you are unable to work as a result of illness or injury a monthly payment may be provided to help meet your ongoing personal and business expenses. Trauma Cover: In the event that you suffer specified critical illnesses or trauma a lump sum can be made available upon such diagnosis. Medical Insurance: We can offer a range of products to help you cover the costs of hospitalisation and other specified medical procedures. Mortgage Protection: In the event of death, illness or injury funds may be available to enable your mortgage commitments to be met. Mortgage Advice: We have access to a range of personal and commercial mortgage products from major banks and other financial institutions. Fire and General Insurance: We have access to a range of covers for personal and business assets, marine, public liability, professional indemnity, directors' and officers' cover and all other general insurance needs.