Shareholder Protection: Should a shareholder die, become critically ill or disabled, funds may be made available for the surviving shareholder to acquire the shares of a deceased or disabled shareholder. Key Person Protection: In the event of the death, disability or illness of a key person, the business may receive funds to help overcome any operational or financial disruption. Business Loan Protection: In the event of the death, disability or illness of a business owner who has given personal guarantees, funds may be available to assist with the honouring of personal guarantees and the repayment of debt. Company Group Schemes: If a company wishes to offer a group scheme for their employees in the areas of life insurance, income protection insurance, trauma cover, medical insurance, we can assist with solutions from a range of insurance providers.