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Contact us  Ph: (09) 580 0181
E: info@canopygroup.co.nz

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Canopy Group

Full Nesters and Kids

You are a couple with kids that are teenagers or older and on their way to becoming independent.  Your kids depend on you for your financial support. You and your partner have worked hard over the years and your increased income, lessened debt and assets reflect this. You would like to retire someday so saving is a priority. You worry about protecting life that you have built and the higher educations of your children.You may already have insurance but you might want to re-evaluate your coverage at this time since you have so much at stake.

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Age: 40+
Household income: $150k+
Children: older children
Main financial responsibility: you own a house and regular payments over the years have increased your equity and reduced your debt. Your children are older but still financially dependent. Your disposable income is now near its peak.
Debt levels: mid
Disposable income: high
Main priorities: protect your assets, be financially sound in order to protect your children’s wellbeing should you need to, ensure there is plenty of money available to protect your family’s future should                                                                               you not be around.
                                                                          Level of price consciousness: you understand the relative cost of insurance as you it has been part                                                                           of  your monthly expenses for years. You may be looking to reduce your cover now that your debt is                                                                               lower.


“I have spent the last 20 years building my family’s wealth and now I need help to ensure it is protected.” 


What personal insurance options would we recommend?

Personal Life Insurance
​Life insurance is the most important personal insurance option.
​If you die or are diagnosed with a terminal illness that leaves you with less than 12 months to live, your family will receive a lump sum.

​Find out more ​
Total & Permanent Disability Insurance
​Total & Permanent Disability insurance gives you the peace of mind
​that if you are unable to work due to disability, you will receive a lump sum payout.


​Find out more
Trauma Insurance
Income Protection Insurance
Trauma insurance (sometimes called Living Assurance or Critical Illness cover) pays out a one-time sum of money in the event of a life-altering sickness or stroke.  This is designed to provide financial support during a recovery period.

​Find out more
Mortgage Protection Insurance
In the event that you are unable to work because of a serious injury or illness, this cover will pay your mortgage payments for you until you can return to work.

Find out more
If you are unable to work due to illness or an accident, Income Protection insurance will ensure that you can still pay your living expenses.

​Find out more

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Medical Insurance
Medical insurance means that you can access the best of medical care when you need it most. Talk to us about what is right for you and your family.

Find out more

For free advice or help, talk to an experienced adviser


Arrange a consultation with one of our advisers. We will help you decide what is the right insurance for you and can discuss how much cover you will require. 


Any information you supply is completely confidential and there is no obligation to buy. We’ll do our best to respond within 24 hours.
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Personal Insurance

. Life Insurance
. Income Protection
. Trauma Insurance
. Medical Insurance
. Mortgage Protection

. Permanent Disability Insurance
Business Insurance

. Shareholder Protection
. Key Person Protection
. Business Loan Protection
. Company Group Schemes
About Us

. Company Overview

. Meet the Team
. Making a Claim
. Testimonials
Contact Us

Ph: (09) 580 0181        
info@canopygroup.co.nz
Building B - Unit J (First Floor)
26-30 Vestey Drive
Mt Wellington
Auckland 1060 

PO Box132410
Sylvia Park
​Auckland 1644

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