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Medical Insurance If you are faced with health issues, medical insurance will cover the costs of hospitalisation and other specified medical procedures.
Medical insurance is designed to pay for medically necessary procedures. If you needed treatment, wouldn’t it be better to be able to choose when and where it happened? Any New Zealand citizen that is a permanent resident can apply for medical insurance. |
What is covered Medical insurance can cover up to 100% of your medical expenses, minus any "excess" (the portion of the hospital bill that you elect to pay).
Depending on the policy this may include private hospitalisation, surgery, accommodation, specialists and tests, GP visits, prescriptions. Medical insurance will commonly cover specialist and test costs both before and after your treatment in hospital. Medical insurance will sometimes pay for a range of "major diagnostic" costs (like MRI scans, CT scans, angiograms, etc), even if you don't need treatment in hospital. |
Why you need Medical Insurance Avoid waiting lists.
Access private medical healthcare. If you have an accident and ACC doesn’t cover the entire cost of hospital treatment, your Medical Insurance may cover the difference. Delays in medical care can result in health being compromised, which in turn can affect your lifestyle and ability to generate an income. |
For advice or help, talk to an experienced adviser.
If you believe that Medical insurance is the product you need, arrange a consultation with one of our advisers. We will help you decide if this is the right insurance for you and how much cover you will require. |
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