Total and Permanent Disability Insurance Total and Permanent Disability insurance provides a lump sum if you are unable to work due to illness or injury for the rest of your life.
The definition of Total and Permanent disablement is specific. Request a copy of the definition by contacting us. |
Why you need Total and Permanent Disability Insurance The benefit is paid after being off work for three months due to illness or injury.
The insurance payout could be used to pay your mortgage and medical care or to improve access to your home and workplace. It is a relatively inexpensive lump sum disability benefit policy. The proceeds can be used to repay debt and meet other ongoing living expenses. There are options for Total and Permanent Disability insurance, for which we can provide personal advice. This will help you select the most cost efficient and appropriate policy for your situation. |
For advice or help, talk to an experienced adviser.
If you believe that Total and Permanent Disability insurance is the product you need, arrange a consultation with one of our advisers. We will help you decide if this is the right insurance for you and how much cover you will require. |