Trauma Insurance
The
purpose of Trauma insurance is to provide immediate funds when diagnosed with a
specified illness. These funds can help
you to meet financial obligations - to pay down your mortgage, assist with monthly commitments and other costs while you recover.
In addition to maintaining your lifestyle, Trauma insurance can also help with the cost of recovery. The lump sum could be used to explore different treatment options. |
Features Trauma insurance pays out on diagnosis. Therefore, you don’t have to be terminally ill, disabled or dead for the benefit to be paid out. For some illnesses, Trauma policies have an initial stand down period of 3 months.
If you are diagnosed with one of the specified serious illnesses (after the initial stand down period), payment is immediate. |
Our definition of critical illness Trauma policies cover a comprehensive range of serious illnesses and conditions. Most claims are paid for serious cancers, heart attacks and strokes.
Policies also include cover for various neurological conditions (e.g. motor-neuron disease, multiple sclerosis), organ failure and functional disorders. With some policies, up to 63 illnesses and conditions can be covered. Contact us for further information. |
For advice or help, talk to an experienced adviser.
If you believe that Trauma insurance is the product you need, arrange a consultation with one of our advisers. We will help you decide if this is the right insurance for you and how much cover you will require. |